← 2-1 program

Buydown Flyer

Fill in your listing and your details, then print. The payments, seller cost, APR and disclosures update as you type. The layout and wording stay locked.

Program

Leave it unticked unless the seller has agreed in writing. Unticked, the flyer says “Ask about a seller-paid buydown” — never that the seller is offering one.

A 1-0 buys the rate down one point for 12 months only. It costs roughly a third of a 2-1 — the version to reach for when the seller has already taken a price reduction.

Layout
Property
Loan scenario

Use today's pricing for this exact scenario. APR is estimated on CLEAR's standard fees and labeled as an estimate on the flyer.

Seller contributions, including the buydown, count toward program limits: conventional 3%, 6% or 9% (primary or second home, by down payment; investment property 2%, and temporary buydowns aren’t allowed on investment property), FHA 6%, VA 4% of reasonable value. Limits are confirmed for each loan.

Listing agent
You

In the print window: paper Letter, margins None, and turn on Background graphics.