/* Programs — one playbook page per loan program (builder, 2-1, HELOC…). Same five parts on every page:
   what it is · learn it · tools · market it · compliance & contacts. Matches the Toolkit's header and type. */
:root{--teal:#1FABAA;--teal-d:#0F7F7E;--deep:#0e2b39;--ink:#18262f;--muted:#5f7482;--line:#dfe6ea;--bg:#f4f7f8;--amber:#E4A24C;
  --gold:#C9A227;--card:#fff;--tint:#EAF6F5;--warnbg:#FFF4E2;--warnfg:#7a4b00;--okbg:#E7F5EC;--okfg:#1C6B40}
*{box-sizing:border-box}
body{margin:0;font-family:Inter,system-ui,Arial,sans-serif;color:var(--ink);background:var(--bg);line-height:1.55}
header{background:linear-gradient(135deg,#0e2b39,#16495a 55%,#1FABAA);color:#fff;padding:18px 16px 24px}
header .in,.wrap{max-width:920px;margin:0 auto}
header a{color:#cfeeee;font-size:14px;text-decoration:none}
header a:hover{text-decoration:underline}
h1{font:800 28px Poppins,system-ui,sans-serif;margin:8px 0 4px;text-wrap:balance}
header p{margin:0;color:#dff3f3;font-size:15px;max-width:62ch}
.status{display:inline-block;margin-top:12px;background:var(--amber);color:#3d2a0c;font:700 11px Inter,sans-serif;letter-spacing:.12em;text-transform:uppercase;padding:5px 10px;border-radius:4px}
.wrap{padding:22px 16px 70px;display:grid;gap:22px}
section{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:20px clamp(16px,3vw,26px)}
section>h2{font:700 19px Poppins,system-ui,sans-serif;margin:0 0 10px;display:flex;align-items:center;gap:10px;color:var(--deep)}
section>h2 .n{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;background:var(--teal);color:#fff;font-size:13px;flex:none}
h3{font:700 15.5px Poppins,system-ui,sans-serif;margin:16px 0 6px;color:var(--deep)}
p{margin:0 0 10px;max-width:70ch}
ul,ol{margin:0 0 10px;padding-left:1.2em;max-width:72ch}
li{margin:3px 0}
.lead{font-size:16.5px}
.grid2{display:grid;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));gap:12px}
.box{border:1px solid var(--line);border-radius:10px;padding:12px 14px;min-width:0}
.box.yes{background:var(--okbg);border-color:#cde9d7}.box.no{background:var(--warnbg);border-color:#f3dfbd}
.box>b:first-child{display:block;margin-bottom:2px}
.keys{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:10px}
.keys div{border-radius:10px;padding:11px 13px;background:var(--tint);font-size:14px}
.keys div.bite{background:#FBE9E6}
.keys b{display:block;font-family:Poppins,sans-serif;font-size:13.5px;margin-bottom:2px}
.say{border-left:4px solid var(--gold);background:#FBF7EA;padding:11px 15px;border-radius:0 10px 10px 0;font-style:italic;max-width:72ch}
.cta{display:flex;gap:10px;flex-wrap:wrap;margin-top:8px}
.btn{display:inline-flex;align-items:center;gap:8px;border-radius:10px;padding:11px 16px;font:700 14px Poppins,sans-serif;text-decoration:none;background:var(--teal);color:#fff}
.btn.alt{background:#fff;color:var(--teal-d);border:1.5px solid var(--teal)}
.btn:focus-visible,a:focus-visible{outline:2px solid var(--deep);outline-offset:2px}
.files{display:grid;grid-template-columns:repeat(auto-fit,minmax(170px,1fr));gap:12px}
.files a{display:block;border:1px solid var(--line);border-radius:10px;overflow:hidden;text-decoration:none;color:var(--ink);background:#fff}
.files img{display:block;width:100%;aspect-ratio:8.5/11;object-fit:cover;object-position:top;background:#eef2f3}
.files a.sq img{aspect-ratio:1}
.files span{display:block;padding:9px 12px;font-size:13.5px;font-weight:600}
.files small{display:block;font-weight:400;color:var(--muted)}
table{border-collapse:collapse;width:100%;font-size:14px}
th,td{text-align:left;padding:7px 8px;border-bottom:1px solid var(--line)}
th{font-size:11.5px;letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.scroll{overflow-x:auto}
.note{font-size:13.5px;color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:14px}
.card{display:flex;flex-direction:column;gap:6px;border:1px solid var(--line);border-radius:14px;padding:18px;background:#fff;text-decoration:none;color:var(--ink)}
.card:hover{border-color:var(--teal)}
.card h3{margin:0}
.card .tag{align-self:flex-start;font:700 10.5px Inter,sans-serif;letter-spacing:.12em;text-transform:uppercase;padding:3px 8px;border-radius:4px;background:var(--tint);color:var(--teal-d)}
.card .tag.wip{background:var(--warnbg);color:var(--warnfg)}