:root{
  /* ===== CLEAR HOME LOANS brand — matched to the company site (warm homeownership) =====
     Teal = trust · Amber/Orange = warmth · Deep Teal = depth · Cream = calm ground */
  --teal:#1FABAA; --teal-dk:#16918f; --teal-l:#e6f6f5;
  --amber:#E4A24C; --amber-dk:#cf8b39; --amber-l:#fbf0dd;
  --navy:#123A42; --navy2:#0e2e34;            /* warm deep-teal replaces the old cold navy */
  --ink:#2b2721; --ink2:#5a5348;
  --bg:#FBF6EF; --card:#fff; --good:#1FA971; --bad:#E5533D; --warn:#cf8b39;
  --line:#e9ded0; --shadow:0 12px 30px rgba(43,39,33,.10);
  --grad:linear-gradient(100deg,#1FABAA 0%,#38b3a3 45%,#E4A24C 100%);
}
*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Poppins',"Segoe UI",system-ui,sans-serif;color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased}
img{display:block}a{text-decoration:none;color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 22px}
.muted{color:var(--ink2)}.small{font-size:12px}.center{text-align:center}
.btn{display:inline-block;background:var(--teal);color:#fff;font-weight:600;padding:12px 22px;border-radius:11px;box-shadow:0 6px 16px rgba(31,171,170,.3);border:none;cursor:pointer;font-size:14.5px}
.btn:hover{background:var(--teal-dk)}
.btn.ghost{background:#fff;color:var(--ink);box-shadow:none;border:1.5px solid var(--line)}
.btn.sm{padding:8px 14px;font-size:13px;border-radius:9px}
.btn.full{width:100%;margin-top:10px}
.btn:disabled{opacity:.45;cursor:not-allowed;box-shadow:none}
.pill{display:inline-flex;align-items:center;gap:7px;background:rgba(31,171,170,.12);color:var(--teal-dk);font-weight:600;font-size:12.5px;padding:6px 13px;border-radius:999px}
.demo-banner{background:#123A42;color:#cfe9ec;text-align:center;font-size:12.5px;padding:7px}
.demo-banner b{color:#ffca57}
.nav{background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:20}
.nav .in{display:flex;align-items:center;justify-content:space-between;padding:12px 0}
.logo{font-weight:700;font-size:21px;letter-spacing:-.5px}.logo b{color:var(--teal)}
.nav .links{display:flex;gap:8px;align-items:center}
.nav .links a{padding:8px 13px;border-radius:9px;font-weight:500;font-size:14px;color:var(--ink2)}
.nav .links a.on,.nav .links a:hover{background:rgba(31,171,170,.12);color:var(--teal-dk)}

/* landing */
.hero{background:radial-gradient(900px 500px at 88% -10%,rgba(228,162,76,.35),transparent 60%),linear-gradient(160deg,#123A42 0%,#12505a 62%,#16918f 135%);color:#fff;padding:64px 0 72px}
.hero .pill{background:rgba(228,162,76,.18);color:#ffca57}
.hero h1{font-size:44px;line-height:1.08;letter-spacing:-1.3px;margin:18px 0 16px}
.hero .lead{font-size:17px;line-height:1.55;max-width:680px;color:#d6e6e9}
.hero .cta{display:flex;gap:12px;margin-top:26px;flex-wrap:wrap}
.band{margin:52px auto}
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.feature{background:#fff;border-radius:18px;box-shadow:var(--shadow);padding:24px}
.feature .fi{font-size:26px;margin-bottom:8px}
.feature h3{font-size:16.5px;margin-bottom:6px}
.feature p{font-size:13.5px;color:var(--ink2);line-height:1.5}
h2.center{font-size:28px;letter-spacing:-.6px;margin-top:8px}
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;margin-top:26px}
.step{display:flex;gap:13px;align-items:flex-start;background:#fff;border-radius:16px;box-shadow:var(--shadow);padding:20px}
.step span{width:34px;height:34px;flex:0 0 auto;border-radius:50%;background:var(--teal);color:#fff;font-weight:700;display:flex;align-items:center;justify-content:center}
.step b{font-size:15px}.step p{font-size:13px;color:var(--ink2);margin-top:3px}
.swatches{display:grid;grid-template-columns:repeat(auto-fill,minmax(158px,1fr));gap:14px;margin-top:26px}
.swatch{background:#fff;border:1px solid var(--line);border-radius:14px;padding:14px;box-shadow:var(--shadow);transition:transform .12s}
.swatch:hover{transform:translateY(-2px)}
.swatch .chip{display:block;height:56px;border-radius:10px;margin-bottom:11px}
.swatch b{font-size:14px;display:block}
.swatch code{font-size:12.5px;color:var(--amber-dk);font-family:ui-monospace,"SF Mono",monospace;letter-spacing:.02em}
.swatch em{display:block;font-size:11.5px;color:var(--ink2);font-style:normal;margin-top:3px}
.foot{background:#123A42;color:#9fb4b9;padding:34px 0;margin-top:60px}
.foot .logo{margin-bottom:8px}.foot p{font-size:12.5px;max-width:620px}

/* studio */
body.app{background:#e7edee}
.studio{display:grid;grid-template-columns:380px 1fr;gap:0;height:calc(100vh - 96px)}
.controls{background:#fff;border-right:1px solid var(--line);padding:20px 20px 40px;overflow-y:auto}
.controls .sec{font-size:12px;text-transform:uppercase;letter-spacing:.7px;color:var(--teal-dk);margin:22px 0 4px;font-weight:700}
.controls .sec:first-child{margin-top:2px}
label{display:block;font-size:12px;color:var(--ink2);margin:11px 0 4px;font-weight:500}
input,select,textarea{width:100%;padding:10px 12px;border:1.5px solid var(--line);border-radius:10px;font-size:14px;font-family:inherit;background:#fff}
input:focus,select:focus{outline:none;border-color:var(--teal)}
input[type=file]{padding:8px;font-size:12.5px}
.rowf{display:flex;gap:10px}.rowf>*{flex:1}
.tabs{display:flex;gap:7px;flex-wrap:wrap}
.tab{padding:8px 13px;border-radius:9px;border:1.5px solid var(--line);background:#fff;font-weight:600;cursor:pointer;font-size:12.5px}
.tab.on{background:var(--teal);color:#fff;border-color:var(--teal)}
.bgs{display:flex;gap:8px;flex-wrap:wrap}
.bg{width:46px;height:46px;border-radius:10px;cursor:pointer;border:2.5px solid transparent;box-shadow:inset 0 0 0 1px rgba(0,0,0,.08)}
.bg.on{border-color:var(--teal)}
.toggle{display:inline-flex;align-items:center;gap:8px;cursor:pointer;font-size:12.5px;font-weight:500;color:var(--ink2)}
.toggle input{display:none}
.sw{width:38px;height:22px;border-radius:999px;background:#cfd8db;position:relative;transition:.15s;flex:0 0 auto}
.sw:after{content:"";position:absolute;top:2px;left:2px;width:18px;height:18px;border-radius:50%;background:#fff;transition:.15s}
.toggle input:checked + .sw{background:var(--teal)}.toggle input:checked + .sw:after{left:18px}
.comp{margin-top:14px;font-size:12.5px;font-weight:600;padding:9px 12px;border-radius:10px}
.comp.ok{background:rgba(31,169,113,.13);color:var(--good)}
.comp.bad{background:rgba(229,83,61,.13);color:var(--bad);line-height:1.5}
.comp.warn{background:rgba(228,162,76,.16);color:#8a5a14;line-height:1.5}
.lockline{font-size:11px;color:var(--ink2);margin-top:12px;line-height:1.45}
.stage{padding:24px;overflow:auto;display:flex;flex-direction:column;align-items:center}
.stagebar{display:flex;gap:12px;align-items:center;margin-bottom:14px;align-self:stretch;justify-content:center}
.canvaswrap{background:
   linear-gradient(45deg,#dde5e6 25%,transparent 25%),
   linear-gradient(-45deg,#dde5e6 25%,transparent 25%),
   linear-gradient(45deg,transparent 75%,#dde5e6 75%),
   linear-gradient(-45deg,transparent 75%,#dde5e6 75%);
   background-size:20px 20px;background-position:0 0,0 10px,10px -10px,-10px 0;
   padding:14px;border-radius:14px;box-shadow:var(--shadow);max-width:100%}
#cv{max-width:100%;max-height:62vh;border-radius:4px;display:block;box-shadow:0 4px 18px rgba(0,0,0,.18)}
.safenote{font-size:12px;color:var(--ink2);margin-top:14px;max-width:640px;text-align:center;line-height:1.5}
#toast{position:fixed;right:20px;bottom:20px;display:flex;flex-direction:column;gap:10px;z-index:100}
.toast{background:#123A42;color:#fff;padding:14px 16px;border-radius:12px;box-shadow:var(--shadow);max-width:320px;font-size:13.5px}
.toast b{color:#ffca57}

/* campaign planner */
.camp{padding:26px 22px 60px}
.camptop h2{font-size:26px;letter-spacing:-.5px}
.profilebar{display:grid;grid-template-columns:repeat(6,1fr);gap:10px;background:#fff;border:1px solid var(--line);border-radius:14px;padding:16px;margin:18px 0 22px;box-shadow:var(--shadow)}
.campcards{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.ccard{background:#fff;border:1.5px solid var(--line);border-radius:16px;padding:18px;cursor:pointer;transition:.12s}
.ccard:hover{border-color:var(--teal);transform:translateY(-2px)}
.ccard.on{border-color:var(--teal);box-shadow:0 8px 22px rgba(31,171,170,.22)}
.ccard .cemoji{font-size:26px}
.ccard .cttl{font-weight:700;font-size:16px;margin-top:6px}
.ccard .caud{font-size:11.5px;color:var(--teal-dk);font-weight:600;margin-top:2px}
.ccard .cblurb{font-size:12.5px;color:var(--ink2);margin-top:8px;line-height:1.45}
.ccard .cmeta{font-size:11px;color:var(--ink2);margin-top:10px;font-weight:600}
.campdetail{margin-top:26px;background:#fff;border:1px solid var(--line);border-radius:18px;box-shadow:var(--shadow);padding:22px}
.detailbar{display:flex;justify-content:space-between;align-items:flex-start;gap:14px;flex-wrap:wrap}
.detailbar h3{font-size:20px}
.detailbtns{display:flex;gap:8px;flex-wrap:wrap}
.post{border:1px solid var(--line);border-radius:14px;padding:16px;margin-top:14px;background:#fcfefe}
.phead{display:flex;gap:8px;align-items:center;flex-wrap:wrap;margin-bottom:10px}
.tone{font-size:11px;font-weight:700;padding:4px 10px;border-radius:999px}
.tpro{background:rgba(14,150,162,.14);color:var(--teal-dk)}
.twarm{background:rgba(224,168,0,.16);color:var(--warn)}
.plat{font-size:11.5px;font-weight:600;background:#eef4f5;color:var(--ink2);padding:4px 10px;border-radius:999px}
.pdate{font-size:11.5px;font-weight:600;color:var(--ink2)}
.ptopic{font-size:12px;color:var(--ink2);margin-left:auto;font-style:italic}
.pcap{font-size:14px;line-height:1.55;color:var(--ink);white-space:pre-wrap;background:#fff;border:1px solid var(--line);border-radius:10px;padding:12px}
.pacts{display:flex;gap:8px;margin-top:10px;flex-wrap:wrap}

@media(max-width:900px){
  .grid3,.steps{grid-template-columns:1fr}
  .hero h1{font-size:32px}
  .studio{grid-template-columns:1fr;height:auto}
  .controls{border-right:none;border-bottom:1px solid var(--line)}
  #cv{max-height:none}
  .profilebar{grid-template-columns:1fr 1fr}
  .campcards{grid-template-columns:1fr 1fr}
  .agrid{grid-template-columns:1fr}
}

/* ===== nav account chip ===== */
.acct{display:inline-flex;align-items:center;gap:7px;background:rgba(31,171,170,.12);color:var(--teal-dk);font-weight:600;font-size:13px;padding:5px 10px 5px 6px;border-radius:999px}
.acct-av{width:24px;height:24px;border-radius:50%;color:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:10.5px;font-weight:700}
.acct-out{font-size:11px;color:var(--ink2);border-left:1px solid #cdeae9;padding-left:7px;margin-left:2px}
.acct-out:hover{color:#E5533D}

/* ===== studio account bar ===== */
.acctbar{margin-bottom:8px}
.ab-in{display:flex;align-items:center;gap:10px;background:#eef8f7;border:1px solid #d4ece9;border-radius:12px;padding:9px 11px}
.ab-in.ab-guest{background:#f7f0e6;border-color:#ecdcc4}
.ab-av{width:32px;height:32px;border-radius:50%;color:#fff;display:flex;align-items:center;justify-content:center;font-weight:700;font-size:12px;flex:0 0 auto}
.ab-tx{flex:1;line-height:1.25}.ab-tx b{font-size:13px;display:block}.ab-tx span{font-size:11px;color:var(--ink2)}
.ab-out{font-size:12px;color:var(--ink2)}.ab-out:hover{color:#E5533D}

/* ===== login page ===== */
.authtabs{display:flex;gap:8px}
.atab{padding:9px 16px;border-radius:11px 11px 0 0;font-weight:600;font-size:14px;color:var(--ink2);cursor:pointer;border:1px solid var(--line);border-bottom:none;background:#f7f0e6}
.atab.on{background:#fff;color:var(--teal-dk);box-shadow:0 -2px 0 var(--teal) inset}
.card{background:#fff;border:1px solid var(--line);border-radius:0 14px 14px 14px;box-shadow:0 12px 30px rgba(43,39,33,.08);padding:22px}
.agrid{display:grid;grid-template-columns:1.3fr 1fr;gap:20px}
.aside{background:linear-gradient(135deg,#123A42,#0e2e34);color:#fff;border-radius:14px;padding:20px}
.aside h3{color:#fff}
.ticks{list-style:none;margin-top:10px;display:grid;gap:9px;padding:0}
.ticks li{position:relative;padding-left:26px;font-size:13px;color:#dfeff0;line-height:1.45}
.ticks li:before{content:"✓";position:absolute;left:0;top:0;width:18px;height:18px;border-radius:50%;background:var(--teal);color:#fff;font-size:11px;display:flex;align-items:center;justify-content:center;font-weight:700}
.ticks li b{color:#fff}
.demo-cta{margin-top:16px;padding-top:14px;border-top:1px solid rgba(255,255,255,.15)}
.fieldhint{font-size:12px;color:var(--ink2);margin-top:5px}
.fieldhint.ok{color:#1FA971}.fieldhint.bad{color:#E5533D}
.autherr{display:none;background:#fdece9;border:1px solid #f5c6bd;color:#b23b28;font-size:13px;padding:10px 12px;border-radius:10px;margin-top:12px}

/* login gate overlay (studio requires sign-in) */
#gate{position:fixed;inset:0;z-index:200;background:rgba(18,58,66,.6);backdrop-filter:blur(7px);display:flex;align-items:center;justify-content:center;padding:24px}
#gate[hidden]{display:none}
.gate-card{background:#fff;border-radius:20px;max-width:430px;width:100%;padding:34px 30px;text-align:center;box-shadow:0 34px 80px -20px rgba(0,0,0,.55)}
.gate-logo{font-weight:700;font-size:20px;letter-spacing:-.5px;margin-bottom:14px}.gate-logo b{color:var(--teal)}
.gate-card h2{font-size:23px;margin-bottom:10px}
.gate-card p{color:var(--ink2);font-size:14px;line-height:1.6;margin-bottom:20px}
.gate-back{display:inline-block;margin-top:16px;color:var(--ink2);font-size:13px}
.gate-back:hover{color:var(--teal-d)}

/* ===== Ready-Made gallery ===== */
.rm{max-width:1400px;margin:0 auto;padding:22px 26px 6px}
.rm-head h2{font-family:'Playfair Display',Georgia,serif;font-size:1.55rem;color:#123A42;margin:0 0 4px}
.rm-head p{color:#5a6b72;font-size:.9rem;margin:0 0 16px;max-width:820px;line-height:1.5}
.rm-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(158px,1fr));gap:14px}
.rm-card{cursor:pointer;border:1px solid #e3dcd0;border-radius:14px;overflow:hidden;background:#fff;box-shadow:0 8px 22px -16px rgba(18,58,66,.45);transition:transform .18s,box-shadow .18s,border-color .18s}
.rm-card:hover{transform:translateY(-3px);box-shadow:0 16px 32px -16px rgba(18,58,66,.55);border-color:#1FABAA}
.rm-card canvas{display:block;width:100%;aspect-ratio:1/1;background:#0e2e34}
.rm-card .rm-cap{padding:9px 11px 11px}
.rm-card .rm-cap b{display:block;font-size:.82rem;color:#123A42;font-weight:600;line-height:1.2}
.rm-card .rm-cap span{font-size:.68rem;color:#8a8172}
.rm-note{font-size:.75rem;color:#8a8172;margin:12px 0 0}
@media(max-width:640px){.rm-grid{grid-template-columns:repeat(2,1fr)}.rm{padding:16px 16px 4px}}

/* Phones: the nav wraps under the logo and scrolls sideways inside itself, never the page. */
@media(max-width:720px){
  .nav .in{flex-wrap:wrap;gap:6px;padding:10px 0}
  .nav .links{width:100%;overflow-x:auto;-webkit-overflow-scrolling:touch;scrollbar-width:none;gap:4px;padding-bottom:2px}
  .nav .links::-webkit-scrollbar{display:none}
  .nav .links a{padding:7px 10px;font-size:13.5px;white-space:nowrap;flex:0 0 auto}
  .nav .links .acct{white-space:nowrap;flex:0 0 auto}
}